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NDDI |
Frequently Asked Questions |
What is the National Defensive Driving Institute?The National Defensive Driving Institute increases consumer's awareness in the area of new driver training by - Defining and identifying the different types of driver training available. - Clarifying which programs are by definition, "Defensive Driving" programs and which are not, by ~ Clarifying and formalizing the definition of "Defensive Driving". ~ Establishing the program and instructor requirements for certification by the National Defensive Driving Institute. ~ Reviewing the curriculum of programs and certifying them as "Defensive Driving" programs. ~ Reviewing the credentials of instructors and certifying them as "Defensive Driving" instructors. - Expanding the availability of "Defensive Driving" programs by offering, and licensing new business development. Back to TopWhat are the two different types of driving conditions?"Normal Driving Conditions"- Normal, everyday driving. "Emergency Driving Conditions"- That very short period of time between "Normal Driving Conditions" and impact. The time in which your behind the wheel skill training can determine crash or no crash and can decide life or death. Back to TopWhat is "Defensive Driving"?By definition, having to take "Defensive" action implies a necessary response to another's "Offensive" action. The necessary response would require a skill practiced and learned in an "Offensive" situation. Therefore, a "Defensive Driving" program, by definition, can only be a behind-the-wheel, skill-training program which simulates "Emergency Driving Conditions" and requires the application of a learned skill in the form of a "Defensive" maneuver. Back to TopWill I get an insurance discount for completing a "Defensive Driving" program?It depends on the level of the program: Level 1: No. Level 2: Not in most states, since this is usually required. Level 3: Few do. Most insurance companies won't give a discount for this if they won't give you one for the more comprehensive, Level 5 Defensive Driving discount. Level 4: Not if the simulation is limited to Normal Driving Conditions, or if it doesn't involve behind the wheel skill-training in Emergency Driving Conditions. Level 5: If your insurance company offers a discount for completing a "Defensive Driving" program, this is the level that should qualify you for that discount. Some insurance companies who give discounts for Level 5 programs have even been known to give Defensive Driving discounts for lower level programs in addition to the Level 5. Level 6: Yes, but this training is typically only available to first-responders. Level 7: No. In fact, most insurance companies discourage this level of training. Back to TopCopyright © 2010 [National Defensive Driving Institute]. All rights reserved.
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